How To Use *99# USSD Code – How To Transfer Money Without Internet

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*99# ussd code- Friends, after the closure of 500 and ₹ 1000 notes in India, the government has adopted many ways to promote cashless transactions. Out of which the best way is to transfer money without internet.

Suppose someone does not have a smartphone or is in a place where his internet is not working, then what should he do in such a situation. How to transfer money

For that, almost all the banks have given the facility of *99# Ussd code to their customers, with this code you will be able to do mobile banking. This *99# Ussd code works in all GSM mobiles.

*99#-USSD-Keypad-Mobile-send-money

To use UPI without internet, you have to dial *99# Ussd. After which you get all the facilities of doing mobile banking, like checking bank balance, transferring money, changing UPI I’d.

*99# What is USSD?

This is a USSD code, which is created for a particular service. *99# USSD is designed for use mobile banking, if your bank account number is mobile registered, then without internet you can easily take your bank balance money transfer and many more facilities through that number.

To use *99#, your mobile number must be linked to the bank account and mobile banking facility must also be registered and activated in your account. If you do not have a registered mobile number for mobile banking, then you can register and activate your number by going to your bank.

Benefits of *99#

  1. Friends can do mobile banking without internet through this code.
  2. It works on all GSM mobiles.
  3. And you don’t have to pay any money for this.
  4. This is absolutely free facility.
  5. It is a facility to transfer money all over India.
  6. It works in both smartphone or simple keypad phone.
  7. Through this, you can do balance check and money transfer by mobile banking anywhere anytime.
  8. You do not need to download any kind of mobile app to use this service.
  9. You can use it 24 hours or 365 days.

*99# What can I do with USSD?

Yes friends, what can we do with this *99#, what facilities do we get. Let’s know.

  1. You can check your bank balance.
  2. Can transfer money.
  3. You can see the mini statement.
  4. Apart from this, you can transfer money through IFSC code and account number in any bank.

Now the problem comes that how this USSD code will be used, how can send money to someone’s account, how will you be able to check your account balance, then you do not have to worry, we will tell you everything step by step.

How to Check Bank Balance from *99#?

  1. To check balance through *99# ussd, dial *99# from the mobile number registered with the bank.
  2. After that you have to proceed by selecting the check balance opportunity in front of you.
  3. After which you have to enter the UPI ID and the balance of your bank account comes in front of you, you can see how much money is in your account.

How to transfer money from *99#?

  • First of all dial *99# from the mobile number registered with your bank.
  • Now first of all a popup message will come by Welcome to *99#, after that all the facilities of *99# Ussd will be revealed in front of you. As you can see in the image.
*99#-USSD-code-se-money-transfer
  • Now if you want to transfer money, then the option of send money is given on the 1st option, you have to send it by putting 1 in the dial.
  • After that all the ways of sending money come in front of you. As you can see in the image below.
99-USSD-money-Transfer-options
  1. mobile no.-If to whom you are transferring money. He has done UPI registration like through Bhim app, Google pay app, Phonepe app, so here you can transfer money only by entering UPI mobile number of that person.
  2. UPI id– The person to whom you are transferring money has got a UPI ID made, how can I transfer money through any app, even on Google on the phone, Paytm, then you can transfer money by entering his UPI ID.
  3. Saved beneficiary– No one is sending the accept, if you have already saved the account, then you have to choose us for this.
  4. IFSC code– From this opportunity you have to transfer money through bank account number IFSC code, before listening to this option, it is necessary to know the IFSC code and bank account number of the bank account in which you want to put money.

So in this way, whatever option you have, you can transfer money by selecting the option. If you still face any inconvenience in transferring money, then you can ask us by commenting below.

How to see Bank Transaction from *99#?

  • First of all dial *99# from the mobile number registered with your bank.
  • Now first of all a popup message will come by Welcome to *99#, after that all the facilities of *99# Ussd will be revealed in front of you.
  • As here you have to see the transection of the bank, then select the option of the transaction and proceed.
  • After which you can see the recent transactions done in front of you.

How to Change UPI Pin from *99#?

  • First of all dial *99# from the mobile number registered with your bank.
  • Now first of all a popup message will come by Welcome to *99#, after that all the facilities of *99# Ussd will be revealed in front of you.
  • As you have to change the UPI PIN, then listen to the option with UPI pin and proceed, after which two options will appear in front of you.
  • 1.Se/Forget UPI pin If you want to set for the first time in flight then you can set it from here and if you have forgotten your UPI PIN then from here you can reset it but for this you need to have your bank account debit card with you .
  • 2. Change UPI pin- And if you want to change your UPI PIN, then you have to go to the option with Change UPI pin, where you have to create a new UPI pin by entering this old upi pin.

So in this way without internet you can use UPI, check your balance, transfer money and view your transactions but for this you need to have GPRS sim like airtel, vodafone idea. So to use without internet, you must have a GSM SIM card which should be linked to the bank account.
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